Equal Housing Lender. © 2003, 2007 Patriot Mortgage Company Trade/service marks are the property of Patriot Mortgage. Loan approval is subject to satisfactory appraisal and title review and no change in financial condition. If your rate is not locked or rate protection expires, any rate increases may lower your approved loan amount. Some products may not be available in all states. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation.